Westpac consolidating loans

The advice on our website is prepared without knowing your personal financial circumstances. Different terms, fees or other loan amounts might result in a different comparison rate. Break costs are an amount equal to the Bank's reasonable estimate of its loss due to breaking of the fixed rate period or early repayment of a fixed rate personal loan. The actual interest rate applicable to the loan will be based on the information you provide at the time of your application and our credit assessment.

Before you act on this or any advice, please consider if it's right for you.

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You’ll also have the option to make extra repayments to get your loan paid off ahead of time, which can help you to reduce the total interest you’ll pay on your loan.Existing Westpac customers may also be eligible to receive special offers when applying for a personal loan, depending on availability.Different terms, fees or other loan amounts might result in a different comparison rate.EXAMPLE: A secured personal loan of ,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. comparison rate), would equate to a total amount payable of ,233 (including a 0 establishment fee and monthly loan servicing fees).You have to select the type of loan and your repayment frequency, plus enter your loan amount and loan term.

The interest rate field auto-populates using the bank’s existing rates. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Break costs are payable on early payout or partial payment (in excess of the limit set out in the loan terms and conditions) of a fixed rate loan. This offer is only available for the Unsecured Personal Loan product and cannot be used in conjunction with any other offer. Approval may take longer if application is referred for further review. The comparison rate is based on an unsecured personal loan of ,000 for a term of 5 years. George Unsecured Personal Loan via the ‘Get started’ or ‘Apply now’ button on this webpage, by phone or visiting a branch before January 18th 2018. All other fees outlined on the product page and in the product disclosure statement apply.Comparison rates for all the above products are based on a loan of ,000 over 5 years.WARNING: These comparisons rates are true only for the example given and may not include all fees and charges.You also have to enter loan amount and loan term, and the interest rate will appear automatically depending on the loan type you choose.