Try to be added as an authorized user from a friend or family member.
People have saved thousands by consolidating higher-interest debts using a single, personal loan, this will not negatively impact your credit.
Check Your Rate Now Before you apply to various places for a loan, always check with your bank first.
The first step I took was to get a free copy of my credit report at Annual Credit Report.
You’re allowed one copy from each bureau once a year.
When life throws us an unexpected curveball, sometimes we all need a little help.
Our first instinct tell us to get a payday loan, but we all know that this is a huge mistake.
Payday loan companies tend to have an annual interest rate averaging 400%.
These companies will prey on people that don’t have access to traditional credit. I fell behind on my credit card payments and a few went into collections.
And finally, make sure there are no inaccuracies on your report.
When submitting your application, it’s important not to falsify information.
All this information will be considered when applying for a loan. For example, when you do a quick search for “loans for bad credit”, you’ll see a mixture of direct lenders and lead generators.